Although bankruptcy law is complex, filing bankruptcy as an individual doesn't have to be difficult. This firm was founded as a bankruptcy practice, and has assisted hundreds of individuals with the process from start to finish, discharging tens of millions of dollars of debts and allowing them to start their lives over again from scratch.
Many clients learn that their greatest fears about bankruptcy are not true if the procedure is managed correctly. Our clients have discovered that bankruptcy allows them to eliminate their past debts, keep their property, rebuild their credit, maintain their privacy, and achieve their goals.
Individuals almost always file in two types of bankruptcy: Chapter 7 and Chapter 13. Although Chapter 11 is available for individuals, such filings are rare. The most important difference between Chapter 7 and 13 is that in Chapter 7, there are no payments for past debts, while in Chapter 13 there are payments made over a period of time. Most people who are eligible for Chapter 7 choose to file this type. Some people may decide to file Chapter 13 because they need the special remedies it offers, such as recovery of repossessed vehicles or foreclosure prevention. Others may not be eligible for Chapter 7.
Whatever the type of bankruptcy, this firm is proud to offer top-notch full service and highly competitive fees to individuals and businesses alike. Contact us today to learn more about what we can offer you.